Exploring Capri Loans: Grasping the Fundamentals and Advantages

Published: Feb 09, 2024

In a world where capital often remains concentrated in the hands of a few, the mission to bridge the gap and foster financial inclusion becomes the need of the hour. Capri Loans, as an established Non-Banking Financial Company (NBFC), embarked on a transformative journey in 2011 to trigger positive change in the landscape of financial inclusion.  

The vision extends beyond merely providing financial aid; it centres on driving change for good. The belief is that financial progress unlocks access to essential elements such as health, education, and an improved quality of life.   

The higher the income, the greater the purchasing capacity, resulting in more circulation of funds within the immediate ecosystem and the broader economy. Capri Loans recognises that a change affecting one individual has a rapid impact, influencing collective growth and development.  

Through the disbursement of credit via MSME loans and home loans, Capri Loans has successfully built a community that extends beyond a mere customer base. This ecosystem, consisting of employees, vendors, bankers, shareowners, and individuals, is the driving force behind the company’s success. Capri Loans envisions this community as the foundational step toward a self-reliant and financially inclusive India.  

With a focus on collective financial and social growth, as well as individual progress  

With a focus on collective financial and social growth, as well as individual progress, Capri Global Capital Limited connects both worlds. The ultimate goal is to encourage financial inclusion and independence in India. 

As a diversified NBFC listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE), Capri Global Capital Limited primarily operates in two key verticals: MSME loans and home loans. With a focus on various sectors, including restaurants, small manufacturing units, traders, and private schools, CGCL stands as a key player in addressing the capital needs of MSMEs.  

Through its arm, Capri Global Housing Finance, the company contributes significantly to the Pradhan Mantri Awas Yojna, providing home loans to lower and middle-income families. The impact is tangible, with 21,523 families empowered to realize their dream of owning a home.  

Capri Loans’ tech-enabled processes and smart analytics ensure the delivery of products, services, and solutions that cater to the diverse requirements of its customers. This commitment to customisation and flexibility sets Capri Loans apart in the competitive financial landscape.  

The Capri Gold Loan Advantage  

Capri Loans’ foray into gold loans adds another layer to its comprehensive financial offerings. The advantages of opting for a Capri gold loan include:  

  • Listing on both BSE and NSE, part of the NIFTY Microcap 250 Index.  
  • An extensive customer base, serving over 39,000 satisfied customers across various loan products.  
  • Customized schemes tailored to individual requirements and affordability.  
  • Loan amounts of up to 75% of the total collateral value.  
  • Utilization of high-tech instruments and trained staff for accurate gold valuation.  
  • Secure storage in safety vaults under continuous CCTV surveillance, ensuring utmost security.  

In navigating the world of Capri Loans, individuals and businesses alike are presented with a spectrum of financial solutions designed to empower, uplift, and contribute to the collective growth of a self-reliant and financially inclusive India. With Capri Global’s commitment to change for good, every loan becomes a steppingstone toward a brighter, more inclusive future.