Affordable Housing Loans Prime -
Eligibility Criteria, Interest Rates
To cater to the rising demand for affordable housing in urban and rural regions, we are introducing ‘Prime’ affordable housing loan suited for salaried employees working in government, public and private firms.
THE PRIME ADVANTAGE
THE PRIME ADVANTAGE
- ROI starting from 7.99%* p.a. onwards.
- Women Borrowers in Urban category get an additional discount of 0.10% in ROI.
- Flat IMD of Rs. 2000 + GST.
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ELIGIBILITY CRITERIA
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TARGETED CUSTOMER
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BORROWERS NORMS
- Urban Area: Annual household income not exceeding Rs. 6 lakhs
- Rural Areas: Any one condition required to qualify
- Borrowers under the Weaker Section as defined in RBI’s PSL norms
- Annual household income not exceeding Rs. 3 lakhs
- Women as owner of the property & main applicant in loan application.
- Only Salaried Customers will be eligible under this product as classified below.
- CAT-A Salaried customers i.e. Government Employees Class-3 and 4
- Employees of Limited Listed companies
- Employees of Pvt. Ltd. Companies receiving salary after statutory deductions.
- Minimum CIBIL Score of 700+
- For women borrowers in the rural category, woman needs to be the main applicant and there can be a male as a co-borrower and same is the case in ownership of the property.
- In Urban Category, both male and female can be borrower/co-borrower.
OUR SIMPLE 5 STEP LOAN PROCESS
A seamless experience for you through our seamless loan process
Step 1 – Fill up Home Loan Form
Our representatives will help you fill the application form
Step 2 – Loan Documents Collection
They will collect your documents at your doorstep
Step 4 – Verfication for Loan Sanction Letter
Loan agreement will be executed with a disbursal request
Step 3 – Disbursal Request for Loan Aggreement
After speedy verification, expect a sanction letter
Step 5 – Credit Property Loan Amount in Bank A/c
Loan amount will be credit to your bank account
CHECK YOUR HOME LOAN ELIGIBILITY
Home Loan Calculator
Home Loan EMI Calculator
Home Loan Document Checklist
Loan Process Fee & Changes
OUR SIMPLE 5 STEP LOAN PROCESS
A seamless experience for you through our seamless loan process
Step 1 – Fill up Home Loan Form
Our representatives will help you fill the application form
Step 2 – Loan Documents Collection
They will collect your documents at your doorstep
Step 3 – Disbursal Request for Loan Aggreement
After speedy verification, expect a sanction letter
Step 4 – Verfication for Loan Sanction Letter
Loan agreement will be executed with a disbursal request
Step 5 – Credit Property Loan Amount in Bank A/c
Loan amount will be credit to your bank account
CHECK YOUR HOME LOAN ELIGIBILITY
Home Loan Calculator
Home Loan EMI Calculator
Home Loan Document Checklist
Loan Process
Fee & Changes
NOW APPLYING FOR HOUSING LOAN PRIME IS JUST A CLICK AWAY
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