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90+ Total Branches
10,000+ Satisfied Customers
8 States Presence
Micro LAP Loan

Built-in Benefits You'll Like

Flexible Loan Amount

Financing options between ₹1 Lakhs to ₹10 Lakhs for different needs

Flexible Repayment

Repayment period ranging from 2 years to 7 years.

Fast Disbursal

Propreitary credit checks enable loan disbursal in approx 7 days.

Efficient Loan Process

Seamless digital LAP onboarding with minimal paperwork.

Eligibility

Borrower Types

Self-employed professionals (SEP), Self Employed non-professionals (SENP), and salaried individuals.

Tenure

Min – 2 years Max 7 years.

Age Requirement

Minimum age of 21 years and below 70 years

Loan Amounts

Rs. 1 Lakh to Rs. 10 Lakhs.

Collateral

Residential, commercial, or mixed–use properties.

Documents

Identity Proof

  • Aadhaar Card
  • Valid Passport
  • Valid PAN
  • Voter ID

Address Proof

  • Utility Bills
  • Ration Card
  • NREGA job card

Banking

  • Recent bank statements (last three months).

Property papers

  • Title deeds for the property offered as collateral

Supporting Documents

  • Supporting documents required to assess income like kaccha/pacca bills etc.

A full documentation checklist for Micro LAP is available to streamline the process.

Charges & Documents

Long Term Reference Rate

Long Term Reference Rate ('LTRR') of Capri Global is 24.10% w.e.f 06th Feb 2025

Disclaimer: Interest Rates mentioned are variable in nature & linked with LTRR of the company which is decided from time to time. It is further dependent on risk profile of the customer - professional qualification, stability in earnings and employment, past repayment record with us or other lenders, external ratings of the customers, credit reports, customer relationship, future business opportunities and type of collateral offered etc. Penal Charges: In case of payment defaults: 30% P.A. of outstanding dues will be charged. All loans are from Capri Global Capital Ltd. Credit at sole discretion of Capri Global Capital Ltd. Terms and conditions apply.

Got Questions?
We've Got Answers

To obtain a loan from an NBFC (Non-Banking Financial Company), you generally need to submit an application along with the necessary documents such as ID proof, address proof, income statements, and property documents if applicable. The NBFC will evaluate your application, including creditworthiness and collateral if any.

Yes, you can transfer your home loan from an NBFC to a bank through a process called loan balance transfer. Evaluate the terms, interest rates, and fees offered by the bank, and if it proves beneficial, you can apply for the transfer. The new bank will pay off the existing loan with the NBFC, and you will continue repaying the loan to the bank under the agreed-upon terms.

Yes, most Non-Banking Financial Companies allow multiple applicants to apply for a loan together. Having co-applicants can strengthen the loan application, combining their incomes and financial strengths. Both applicants share the financial liability for repaying the loan.

Loan Against Property (LAP) is a type of secured loan where you pledge your property as collateral to secure a loan. This type of loan allows you to unlock the value of your property for various purposes, such as funding your business, education, or other financial needs. Interest rates for LAP are generally lower compared to unsecured loans due to the collateral involved.

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