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Apply for MSME Loans

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154+ Total Branches
12+ Years of Experience
31,000+ Total Live Accounts
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Built-in Benefits You'll Like

High Loan Eligibility

Get access to higher loan amounts tailored to your needs.

Quick Disbursal

Enjoy fast approvals with competitive floating and semi-fixed rates.

Attractive Rates

Benefit from lower interest rates and faster loan processing.

Convenience

Choose from flexible repayment tenures and digital options.

MSME Loan Calculator

Maximum loan amount is ₹5,00,00,000
Maximum loan tenure is 180 months
Maximum interest rate is 36%
Maximum origination charge is ₹0 (cannot exceed loan amount)
Maximum loan amount is ₹5,00,00,000
Maximum loan tenure is 180 months
Maximum interest rate is 36%

Loan origination charges: These are charges/fees like IMD, Processing Fees, Document Handling and Administrative Charges, CERSAI creation charge, Legal Opinion Charges, Legal Handling Charges, Valuation Charges, Document Verification Charges (FCU), Income Estimation Charges, ROC Lien updating Charges, Insurance premium etc incurred during loan origination.

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Eligibility

Indian Citizenship

Must be an Indian citizen with valid proof of identity

Age Requirement

Minimum age of 21 years and below 70 years

Documents

Individual

  • Application Form
  • Passport Photo of all applicants
  • KYC Documents (Identity and Address Proof)
  • Age Proof of all applicants
  • PAN Card copy of all applicants
  • Aadhar Card copy of all applicants

Non-Individual

  • Application Form
  • Passport Photo of all applicants
  • PAN Card copy of all applicants
  • Partnership Deed/MOA/ AOA/ HUF Deed for Partnership firms/ Ltd Companies/ HUF
  • Registration Certificate for VAT, Sales Tax, Service Tax, Excise, GST, or Shop Establishment
  • Latest List of Directors and Shareholding Pattern of Company Certified by CA

Charges & Documents

Long Term Reference Rate

Long Term Reference Rate (‘LTRR’) of Capri Global is 24.10% w.e.f 06th Feb 2025

Disclaimer: Interest Rates mentioned above are variable in nature & linked with LTRR of the company which is decided from time to time. It is further dependent on risk profile of the customer - professional qualification, stability in earnings and employment, past repayment record with us or other lenders, external ratings of the customers, credit reports, customer relationship, future business opportunities and type of collateral offered etc.

Penal Charges: In case of payment defaults: 30% P.A. of outstanding dues will be charged. All loans are from Capri Global Capital Ltd. Credit at sole discretion of Capri Global Capital Ltd. Terms and conditions apply.

Got Questions? We've Got Answers

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Getting a loan for SME from Capri Loans is just a matter of 5 simple steps. Step 1 – Fill up the MSME business loan application form Step 2 – Our representative will collect the signed form and other documents required for MSME loan from your doorstep Step 3 – Verification will happen regarding the application and your eligibility leading to a sanction letter Step 4 – Upon successful completion of the step, an MSME loan agreement will be executed with a disbursal request Step 5 – The MSME loan amount will be credit to your bank account

To get a small business loan, you need to be an Indian citizen aged between 21 and 65 years. You must own some type of residential, commercial, or industrial property to use as collateral in lieu of the loan. The SME loan eligibility is also dependent on your credit score, annual income, yearly expenses, and any other outstanding loans. It is advised to consult a Capri Loan executive to understand your eligibility before applying

Although a credit card is not necessary for getting an MSME loan, it helps in building a healthy credit score. Your credit report is one of the key determinants of your eligibility, the loan amount, and the MSME loan interest rate that you will eventually receive.

The interest rate for an MSME loan varies depending on factors like the lender, loan amount, borrower's creditworthiness, and prevailing market conditions. To know the actual MSME loan interest rate that you can expect and other related information, kindly contact our customer support team who will be glad to assist you with any inquiries regarding the topic.

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