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Five simple steps to getting your dream home

19 Feb, 2020
Five simple steps to getting your dream home

Your Home Loan Journey Simplified with Capri Global

As a homebuyer, you expect fast, flexible, and fair housing finance with transparent processes. At Capri Global, we understand that your needs have evolved, and so has the process of acquiring a home loan. We believe that every experience counts, and having a simple, efficient process is the first step toward delivering a seamless experience every time.

Here’s a step-by-step outline of what your home loan journey with Capri Global looks like:

1. Kick-start Your Application Process
A Capri Global representative will collect the required documents from your home or office and assist you in completing the application form.

2. EMI Calculation by Experts
Our experts analyze factors such as loan amount, tenure, monthly income, and interest rates to determine your EMI, ensuring a tailored plan that fits your needs.

3. Speedy Document Verification
Once your documents are verified to confirm eligibility, a sanction letter will be issued in your favor.

4. Loan Agreement and Disbursal
After discussing the loan agreement details with you, the execution process begins. Following a disbursal request, the loan amount will be credited to your bank account.

5. Welcome to Your New Home
With the loan amount disbursed, it’s time to focus on your new home and the memories you’ll create there.

Essential Tips Before Starting Your Home Loan Journey

  1. Clean Up Your Credit History: Ensure your credit history is in good shape, as it plays a vital role in the verification process.

  2. Settle Existing Loans: Clear any overdue payments on existing loans to improve your eligibility.

  3. Maintain a Healthy Credit Balance: Avoid bounced cheques and ensure your financial discipline is evident.

  4. Organize Your Documents: Having your documents ready can significantly speed up the process.

Handy Checklist for Required Documents

  • Bank statements (6 months to 1 year)

  • Proof of business or employment (salary slips, Form 16, etc.)

  • Financial documents (balance sheets, P&L statements for three years)

  • Identity and address proof

Partner with Capri Global for Your Future
Finding your dream home calls for a partner who is equally invested in your future. At Capri Global, we are committed to guiding you every step of the way, ensuring your home-buying experience is smooth and your investment is secure. Count on us to help you move into your dream home and create lasting memories.